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A Beginner’s Guide to Stockbrokers By : Adam J. Heist Stockbrokers are the people who look after the buying and selling on the stock market. They are the guides of the investors in the market, and especially of the amateur investors who have little experience of the manner in which the market works When The Scholarships Run Out, The FAFSA Student Loan Comes To The Rescue By : Bernard Pruett The cost of attending a public university has skyrocketed in the past twenty years. Many schools attempt to combat this problem with a variety of need-based and academically based scholarships. However, this is rarely enough to cover the expenses for the average low-income student. For those who need additional financial aid, there is the Free Application for Federal School Aid (FAFSA) program. Student Loans 101 By : Bernard Pruett Student loans have become a common form of financial aid, giving prospective college students the opportunity to further their education. What’s even better is that college student loans now come in a variety of shapes and forms to appeal to more college candidates that have different needs and qualifications. The Winner's Edge -- Protect Yourself from Identity Theft By : Danek Kaus Every year millions of people have their identity stolen. If this happens to you it can cost you thousands of dollars and ruin your credit. Here's how to protect yourself. EFC, COA, FAFSA and Other Acronyms Related to Student Loans and Financial Aid By : Bernard Pruett Most parents would love to see their children become healthy, responsible, and educated adults. However, the rising cost of higher education is making the latter part of that goal difficult to achieve. It is estimated that the cost of attending a private university in ten years will be $180,000 and $85,000 for public universities. Because of this, many parents begin planning for their children's education while the children are still quite young. Read on for advice on student financial aid. Effectively Sell Your Home By : Hal James After years of the sellers being in control, the real estate market has swung like a pendulum in favor of buyers. Don’t worry. You can still sell a house if you follow these tips. Tips for the Best Mortgage By : Serg Harros Hunting for the house of your dreams can be exhilarating. Unfortunately, hunting for the home loan of your dream is not nearly as exciting. The following advice can help you avoid problems. The Zen of Trading By : gregfhodges While trading you should find a way to keep centered and positive. There’s a lot of literature on the psychology of trading and investing. Believe me, under- standing your-self and how to “be above the fray” is as important as a good trading system. Can You Increase Our Credit Score? By : Darren Allsop. Everyone knows that if you have a good credit score, the easier it is to borrow money or get financing. It may be difficult for many people to know how a credit score is compiled. Here we will try to describe the factors in how you your credit score is calculated. Managing the Unforeseen With an Emergency Fund By : Cornie Herring Unforeseen stuff happens and there is no sign when it will happen, you need to plan on how to face this unexpected incident. The unforeseen incident usually costs money. If you don't have an emergency fund equal to three to six months worth of basic living expenses, you're living on the edge. There’s no time like the present to get started. Who decides the future of mortgage rates? - hypotheque By : vanduyse@gmail.com This is a complicated topic and this is a very simplistic explanation. If you consulted a library or searched on the internet, you would find literally thousands of items on the topic of how interest rates are determined. We will look at the Bank of Canada’s fiscal policy and the fixed income market (taux hypothecaire). The IRS IS after you By : Charles J. Read The IRS is asking tax professional around the country to turn in their clients that cheat on their taxes. Tips That Will Help Find You Affordable Life Insurance By : Joe Stewart Is there such a thing as affordable life insurance or does all life insurance cost "an arm and a leg?" Not necessarily, but possibly. This will depend on a few things. Looking To Purchase Into Commercial Property By : Darren Allsop. Purchasing commercial property, for a lot of previous investors have decided to invest in commercial property, but decided against it for one reason or another. Maybe they thought it was too difficult to get into. The most important thing you need to know is the rules. We really need to get to know the rules and regulations involved, in commercial property. Having a thorough understanding of the rules & regulations are essential to your success. Why Financial Planning is Essential for Women? By : Cornie Herring Financial planning is different for women than to men as women have different needs in their life. Every decision you make has a financial planning component to it. It's important for a woman to learn and take charge of your financial live and begin the financial planing process. Investing in Real Estate – To Do or Not to Do? By : Adam J. Heist Even among people who are not so interested in financial matters, the idea of investing in real estate is very prevalent. Credit Report Repair Frequently Asked Questions By : Daood Timazee The most frequently asked questions about self-help credit report repair and updates prior to purchasing a home or auto. What Is Your Credit Score? By : Darren Allsop. You should know that the better your credit score is, then it will be easier to obtain car finance, loans & credit cards. A lot of credit seekers do not know how a credit score is calculated. There are actually five separate things that make up your score. Protection from Mortgage Scams By : Adam J. Heist Almost everything financial is a victim of some kind or other of scam today, and quite often it is very difficult to recognize a scam deal from a genuine one Infrastructure Based Real Estate Investing By : David T. Wayne Machon presents an investment model to identify the difference between direct and indirect impact of capital investment in infrastructure to take advantage of market timing in land investments. What My Mother Taught Me About Credit Cards and Family Finances By : Braxton Heitz While I admire my matriarchs' simplistic approach to finances, it does not address the inevitable problems of credit and taxes. My education in money matters was limited to just mom's basic philosophy of life. The world outside of my parent's traditional home was not quite what I was expecting, or what I had been prepared to handle. Despite the best intentions of my foremothers, there are still a few things that I wish my mother had taught me... The mortgage strategy for “less than perfect credits” (taux hypothecaire) By : vanduyse@gmail.com Despite all this, there is a home loan strategy for you even if you do have a “less than perfect credit”. It will take place over three to four steps, but in taking these steps, you will achieve your goal of eventually getting a home loan at the lowest interest rate (taux hypothécaire) possible. Flipping, Retailing, Leasing, Options, Short Sales??? Confused by all the strategies out there? By : Donna Robinson Many programs, seminars and boot camps on real estate teach a specific step-by-step strategy in an attempt to help newbie’s learn how to become a real estate investor. I have taken such strategy based classes, and have taught them too. 3 Classic No Down Payment Strategies By : Donna Robinson Everyone has heard a story or read about someone who bought a property without paying a single dime as a down payment. But how does this work? Understanding Debt Settlement By : Robert Zangrilli A relatively new industry, some consumers are mystified by the dynamics of debt negotiation. Things You Probably Don’t Know Affect Your Credit By : Robert Zangrilli This article offers tips on ways to improve your credit. It also offers some pointers on things that you may not have known affect your credit negatively. The Tax Implications of Debt Settlement and Why Chances Are You Shouldn’t Care By : Robert Zangrilli This article summarizes the tax implications of debt settlement and why chances are you will still be in a better position financially by enrolling. For most consumers, they are technically insolvent at the time of settlement, which makes them exempt from owing taxes on the savings. Debt Settlement and your Credit By : Robert Zangrilli The primary purpose of good credit is to save you money by helping you procure lower interest rates that otherwise wouldn’t be available to you. The Credit Implications of Paying the Minimums on Credit Cards By : Robert Zangrilli This article discusses the financial implications of only paying the minimums on your credit cards. It provides an analysis of the proper mindset one must use when dealing with credit issues. The Concept of Saving versus Investing You Should Know By : Makabongwe Maseko Should you save or should you invest? Your answer may depend mainly on factors such as your financial goals, how much you have accumulated and how much you still need to adequately fund your goals, your time horizon and your feelings about risk. Shifting from Two Incomes to One: Embracing The Virtues of the Single-Income Family By : Christine Conners Surviving on a single income requires more than just clipping coupons and eating more meals at home. To succeed we must alter our philosophical mindset and embrace the six virtues of the single-income family. Business Coach Urges You To Know Your Financials Like The Back Of Your Hand By : Casey Gollan Business coach. As a business coach I show business owners how to know and understand their financials. In this article I explain how knowing your financials will help you become a better business person. The Hidden Cost of Bankruptcy By : stephenmorgan Bankruptcy is a contentious word for a whole number of reasons. Firstly it relates to a situation whereby a Debtor not being able to satisfy or compound to his Creditors a suitable amount has to turn to the Courts for protection and at the end of the day everyone loses out. Let me repeat that - no one is a winner here. Buying a used car By : Benedict Rohan Buying a used car can be risky if you don’t carry out detailed checks on the vehicle. It’s not always easy to determine the history of a used car, but it’s crucial for ensuring you buy a safe, roadworthy and legal vehicle. Arranging a funeral By : Benedict Rohan Suffering a bereavement is a difficult enough time without the stress of arranging a funeral. It can be an expensive business, though, so it pays to do your research and contact a few different funeral directors before making a decision. An Introspect and Retrospect of Global Home Loans and Finance By : oneclickdoctor Home financing can be easy if you have the proper information How To Pick The Best Debt Consolidation Opportunity For You! By : Jimmy Roos Debt consolidation is sometimes the only way for people to get out of debt. However not all debt consoldation solutions are equal. Some are better than others and some can leave you worse off than you are. The key is to find a debt consolidation solution that fits your circumstances the best. Improve Your Credibility for Your More Effective Debt Negotiation By : Christopher M. Lee Let's face it, creditors loath trying to collect delinquent debt. It's not so much the fact that the money is late. It’s because most creditors are not treated fairly by the majority of businesses in financial hardship. Debtors (most of whom “go it alone” in dealing with collectors) tend to ignore collection efforts, or they respond with false promises and misinformation. The false promises made to creditors erode credibility, and the only option creditors have in protecting their rights is liti Flight compensation: your rights By : Benedict Rohan It’s really no fun when you’re stuck in the wrong place or left hanging around in an airport because of flight delays and cancellations – and what’s more it can leave you out of pocket. Why should I switch suppliers? Can I win the Gas and Electricity price wars? By : Lewis Taylor We can win but we need to change the way we think about our energy supply. What is a Life Insurance Cover? By : Mike Armstrong Life insurance is a type of insurance that offers financial security to people and their families in case of unexpected death of the earner. The insured or the policy owner is required to make periodic fixed payments, to the insurance company to keep the policy in force. Divorce and Joint Accounts By : Jhaye There are unavoidable circumstances that the relationship needs to be ended. Though, the effects sometime are unbearable, the burden falls on the siblings because of insufficient knowledge about the real score of their parents getting separated. Divorce has become great issues to some countries, it helps both parties to reflect if the separation really needs to be done or the relationship only needs a heartfelt talk and for reconciliation. Discover How To Consolidate Your Debt By Making the Experts Work For You By : Jimmy Roos Many people carry their heavy debt burden alone, thinking that there is no help. However the truth is that there is help available. There are many experts who are available and who stand ready to help you with debt consolidation solutions. When the bailiff comes knocking – what are your rights? By : Benedict Rohan If your debts get to the stage where a bailiff comes knocking at your door to seize goods, it can be a very distressing experience. Credit Counseling Vs. Debt Settlement By : Robert Zangrilli Credit counseling or debt settlement? While naturally Franklin Debt Relief is inclined to argue on behalf of debt settlement over credit counseling. Parents: helping your child onto the property ladder By : Benedict Rohan It’s increasingly difficult for young people to get on the first rung of the property ladder alone, as property prices are rising much more quickly than earnings. This is where parents can help. Learn How to Fix A Bad Credit Rating By : oneclickdoctor Fixing one's bad credit can be done Fix Your Credit History for an Improved Financial Standing By : oneclickdoctor Fixing one's bad credit can be done 10 Basic but Proven Tips to Fix Your Bad Credit Rating By : oneclickdoctor Fixing one's bad credit can be done Getting a mortgage with friends By : Benedict Rohan Property prices for even the smallest apartments are beyond the reach of many first time buyers nowadays. As a result, more and more people are clubbing together with friends to share a mortgage and ownership of a property.
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