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Arthur York's Articles in Personal Finance
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Choosing a Mortgage: Adjustable Rate vs. Fixed Rate
What type of mortgage to choose is a very important question when buying a house. Will it be more appropriate to choose an adjustable rate mortgage (ARM) or a fixed rate mortgage?
Buying a House without Using Your Own Money
Purchase of a house requires investing a hefty amount of money in it, which is often not something you have right away. Is it at all possible to buy a house without spending any cash?
Tips on Finding a Mortgage with Bad Credit Score
Bad credit score is not an uncommon thing. The question is, can you actually qualify for a mortgage if you have a bad credit? The simple answer is: yes, you can!
Searching for a Suitable Mortgage: a Broker or a Lender?
Finding a suitable mortgage is the crucial point in the process of purchasing your home, because the terms of the mortgage actually determine what home you will be able to afford…
Advantages and Disadvantages of a Balloon Mortgage
There are a lot of home mortgage options available today, and it is important to be aware of them all in order to choose the one most suitable for you.
Co-Signing a Mortgage for Your Child
When your child decides that the time has come for him or her to buy a home of his/her own, should you assist by co-signing the home mortgage?
Choosing a House to Buy: What Can You Afford?
Before you start the process of purchasing a house, some serious thinking should be done.
Pre-Payment of Home Mortgages: to Be or not to Be?
If your current financial situation allows you to repay you mortgage early, why not go for it?
Rent or Buy?
Everyone who intends to move out of the parent's home inevitably ends up asking him/herself an important question: "Should I rent a house or buy it?"
Refinancing Your Parents' Home: Stumbling Stones
A lot of people nowadays consider the possibility of refinancing their homes as a good way to get some profit from their home equity and to improve their financial situation…
Cons and Pros of Interest-Only Mortgages
The concept of interest-only mortgages has emerged not so long a go, but it is becoming increasingly popular as a method of financing homes…
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