Benedict Rohan's Articles in Personal Finance - Self Improvement Articles from PositiveArticles.Com

Benedict Rohan's Articles in Personal Finance

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Buying a used car Buying a used car can be risky if you don’t carry out detailed checks on the vehicle. It’s not always easy to determine the history of a used car, but it’s crucial for ensuring you buy a safe, roadworthy and legal vehicle. Arranging a funeral Suffering a bereavement is a difficult enough time without the stress of arranging a funeral. It can be an expensive business, though, so it pays to do your research and contact a few different funeral directors before making a decision. Flight compensation: your rights It’s really no fun when you’re stuck in the wrong place or left hanging around in an airport because of flight delays and cancellations – and what’s more it can leave you out of pocket. When the bailiff comes knocking – what are your rights? If your debts get to the stage where a bailiff comes knocking at your door to seize goods, it can be a very distressing experience. Parents: helping your child onto the property ladder It’s increasingly difficult for young people to get on the first rung of the property ladder alone, as property prices are rising much more quickly than earnings. This is where parents can help. Getting a mortgage with friends Property prices for even the smallest apartments are beyond the reach of many first time buyers nowadays. As a result, more and more people are clubbing together with friends to share a mortgage and ownership of a property. Increase the value of your home – cosmetic changes The property market is very unpredictable nowadays – sales are slower and buyers more demanding. It can therefore be difficult to make a profit on selling your home unless you think carefully about how to make it more marketable. Self-build – finance your dream home Having your very own, custom-built dream home is a lot easier and cheaper than you might think. Although building your own property involves a great deal of planning and hard work, it’s within the reach of most people, especially now that many mortgage lenders will lend on self-build properties. Reasons for starting up a company People set themselves up in business for many different reasons. Sometimes they have an idea that will fill a niche in the market or is a vast improvement on current products or services available. Government benefits – helping you in retirement Unless you’ve managed to build up a large private pension or have a great deal of savings, it’s not always easy to get by in retirement when you’re no longer earning. There are various ways in which the government can help give people of pension age enough money to live on – here’s a concise guide to some of the main benefits. Government benefits – for the unemployed The government provides a range of benefits and allowances for those who are unable to support themselves financially, whether they are unemployed and looking for work, on a low income, ill, injured or disabled, bringing up a family, caring for someone or retired. Government benefits – for those on low incomes One of a series examining the different types of government benefits, this guide looks at some of the options available to assist those who’re on a low income and are struggling to support themselves or their families. Government benefits – bringing up a family There’s a wide range of government benefits to support you as you bring up your family if you’re on a low income and need assistance. This is a brief guide to some of the key benefits that you may be eligible to receive. Pocket Money: Financial Lesson for Kids It’s an age old problem for parents – how to handle pocket money for their kids. How much should you give them? How often? What should they spend it on? All these questions have troubled parents for generations. Budgeting for your Personal Finance Most of us find ourselves having to part with our hard-earned cash almost on a daily basis to just keep ourselves going. Have you ever thought about exactly what you’re spending though? A great deal of people never bother to budget – yet they could find themselves a lot better off by keeping an eye on their income and outgoings. The basic principles of VAT VAT (Value Added Tax) is a sales tax, levied on the expenditure of consumer goods and services and business transactions, which is paid by the consumer at the point of purchase and collected by Her Majesty’s Revenue and Customs (HMRC). First introduced to the UK in 1973, it is now a major source of revenue for the government. Bankruptcy: a concise guide Bankruptcy is one method of getting out of debt. It is a court order that transfers responsibility for dealing with creditors to the Official Receiver, who also takes control of the debtor’s money and assets and distributes them fairly to all their creditors. Saving for your child’s future Having children isn’t cheap these days, especially in the long term – the older they get, the more they cost. Higher education prices continue to soar and it’s almost impossible to get onto the housing market without having some capital or homeowner loans.

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