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Phil Rogers's Articles in Personal Finance

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  • Live on What You Earn: The Art of Personal Finance
    Most people plan what to wear to work, what to cook for dinner, where to go on a holiday and what to buy at the grocery store. We never seem to get around to planning a budget though, we just spend as we go. A budget can be quite a simple project listing what we spend our money on. You should include the necessities that you cannot change and the things that you buy but are really not necessary items. You will see in black and white where you money is going and for what.
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